🧮 An asset is an investment vehicle. It is a property, or a security, or anything that can be bought, then kept, then sold with the aim of obtaining a return or a capital gain.
Its main characteristics are profitability, risk and liquidity.

  • profitability is what can be expected (an amount or percentage) over variable periods of time;
  • risk or, which comes to the same thing, volatility, it is the ability to fluctuate in a possibly significant way along the way;
  • liquidity is the ease or difficulty of resale.

As a rule, the asset is characterised by a security or a contract producing income or a capital gain for its owner. Financial assets are therefore considered as investments.

A financial asset is therefore an intangible asset of a monetary nature.
So we can't touch it.


🔎 What's a financial asset?

There are different financial assets classes, the main ones being:

💛 so-called traditional financial assets:

  • stock
  • obligation

🧡 complex financial assets:

  • options
  • swaps

🤎 alternative assets:

  • real estate

❤️ digital assets:

  • cryptocurrency (digital currency)
  • ...

Châtaigne.